Personal Insurance

Auto Insurance
If you are not a homeowner, your automobile is perhaps the most valuable asset you own. It is important that you properly protect that asset. Moreover, it is important you protect yourself and your family from a potentially catastrophic financial loss resulting from the operation of your auto.

You are required to carry proof of insurance in your vehicle at all times. Purchasing insurance is much like buying clothes - you want to make sure they are right for the task. You wouldn't wear a tuxedo to a backyard barbecue, nor would you wear shorts to a black tie dinner. Likewise, our promise to you is that your auto policy will fit your present need - neither too much nor too little coverage. No one wants to have an accident and discover that their insurance coverage was inadequate. On the other hand, you shouldn't pay for more insurance coverage than you need.

Our knowledgeable staff will help determine what level of insurance is right for you, and what company has the best product for your insurance needs. No single company tailors an automobile policy to meet the specific requirements of the wide variety of drivers and vehicles. Because Insurance House represents many of the best auto insurance companies in the country, we can "shop" your insurance policy to deliver the company with the best coverage and rate combination.

Don't be left guessing whether your coverage is adequate and your company has the financial strength to honor its obligations to you. The financial well-being of you and your family are too important not to give careful attention to your automobile insurance.

Contact one of our trained specialists at Insurance House for a no-obligation auto insurance review. Don't take the chance of being under or over-insured.

Homeowners Insurance
Many people don't realize they need insurance protection even if they don't own a home. The fact is that everyone who owns or rents residential property should have homeowners insurance.

Renters Insurance
Renters insurance is like a traditional homeowners policy except that it doesn't cover the structure in which you live. Did you know that if your apartment building or rental home is destroyed, for any reason, your landlord is not responsible for your personal belongings? Moreover, if someone is injured while visiting your residence you may be held responsible for their injuries.

A renter's policy is an inexpensive way to insure your personal belongings if your apartment or rental home is damaged. It may also insure you against a lawsuit stemming from an incident occurring in your place of residence. While you may not own your residence, you probably own a very significant amount of clothing and other personal property that would need to be replaced in the event of theft or a fire.

A renter's policy is an inexpensive way of preventing such a loss.

Condominium Insurance
If you own a condominium or a townhouse you should purchase insurance coverage. Because condo and townhouse owners share the same building in common with others, the associated insurance policy has some unique elements to it. Condo and townhouse insurance not only covers your personal property and personal liability, but it also insures against any losses based on your financial interest in the building itself. When you buy condo or townhouse insurance, you should make sure your insurance company and its representative understand the nuances of this type of insurance. Insurance House has many years of experience insuring townhouses and condominiums, and we represent many companies with a solid track record in writing these types of insurance contracts.

Homeowners Insurance
Homeowners insurance is often thought of as very simple by many insurance consumers. While in some respects it is, it can become very complex depending on your situation. Do you have pets? Do you have a pool? Do you own jewelry or musical instruments? Do you work out of your home? Do you own a boat? Do you have a woodburning stove in the family room? There are many additional factors that can be important when deciding what coverages are important. To obtain adequate homeowners insurance, it is essential that the right questions are asked which requires a knowledgeable insurance professional. At Insurance House we have been insuring homes in Knoxville and the suburbs for over 25 years. Because of our years of experience in the community, we promise you will receive the most complete coverage from the best companies in the business at a fair price.

Contact one of our knowledgeable specialists at Insurance House for a thorough review of your homeowners insurance needs.